Integrated Risk: Analytics and Data specialist

Are you looking for a job where you can truly make a difference and impact our customers? Lending is key in financing enterprises and consumers, providing you with numerous intellectual challenges that will boost your personal, professional, and career development.

The team

Tribe Integrated Risk (IR) is an enthusiastic and diverse team of approximately 45 highly qualified professionals spread across different teams, responsible for managing regulatory and non-regulatory credit risk models, including ESG risks of ING Netherlands.

We are responsible for the end-to-end lifecycle of models covering the lending portfolios of all segments in the ING The Netherlands. We do this by developing and maintaining IRB, IFRS9, CDMs and EWS models, compliant with internal and external policies. We are also responsible for the integration of ESG risks in the risk frameworks of ING Netherlands. We closely cooperate with our business stakeholders in order to contribute to better business while pro-actively managing the associated risks.

Use of data to identify, measure and mitigate risks is at the core of our business with the purpose to keep the bank safe and compliant. Ability to justify decisions based on underlying data and quantitative analysis.

Roles and responsibilities

As the Integrated Risk Specialist on Analytics and Data, you are responsible for:

• Executing data strategies for the CRO domain with a primary focus on integrated risk solutions.

• Setting clear goals and track execution and dependencies for data and analytics with Data Management team, with a special focus on the Private Individuals (Mortgages and Consumer Lending) portfolio.

• For the Private Individuals portfolio: Ensure integrated data solutions delivered on-specification and on-time.

• Setting Quantitative and Qualitative requirement on DQ credit risk modelling data, focused on governance, control and documentation.

• Gradually move the Integrated Risk and wider CRO-domain tribes to next-generation analytical platforms.

• As a data steward, streamline data sourcing strategies.

• Actively contributing to a learning organization with goal oriented and flexible teams.

• Interact with internal and external stakeholders (ECB, DNB, AFM).

• Clear ownership and accountability of managing the deliverables end-to-end. 

• Co-create and deliver on bank-wide strategy: Horizon ’28, ESG, modelling, data and risk frameworks.

• Focus on value creation and sound risk management processes and governance.

How to succeed

We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we’ll back you to develop into an even more awesome version of yourself.

You have experience dealing with business segments and products (Netherlands or international), in 1st or 2nd line roles and therefore have a thorough understanding of:

• Consumer and Business lending processes, both at origination and in-life.

• Regulatory frameworks for capital and loan-loss-provisioning (IRB, IFRS9, BCBS239).

• Data management and data governance.

• Model development and validation standards, both internal and external.

• Change management and system migrations.

You have at least 3 years of experience within Risk functions in the banking sector or in consulting, that include model developments and/model validation. You constantly develop yourself professionally and you are passionate about Credit Risk and Data related topics. You have performed analytical tasks in your previous role, and therefore are able to:

• Demonstrate strong analytical/technical skills and good stakeholder management.

• Design and drive both qualitative and quantitative analysis.

• Exhibit a deep understanding of Logical Data Models and data management processes.

• Perform quantitative analysis.

• Work with databases and are acquainted with programming languages (SAS, Python, and SQL, data integration and lineage solutions).

• Apply your experience with Credit Risk regulation, including interpretation and implementation of the regulation.

• Write and speak fluently in English, with Dutch being an advantage.

• Show a proven record of driving and implementing change.

• Utilize your project management experience, with familiarity in Agile Way of Working being a plus.

• Demonstrate a hunger for deep understanding and a drive for impactful results

• Being stress resilient and able to prioritize and manage yourself effectively.

• Constantly develop yourself professionally and you are passionate about Credit Risk-related topics.

Rewards and benefits

We want to make sure that it’s possible for you to strike the right balance between your career and your private life. You can find out more about our employment conditions at https://www.ing.jobs/netherlands/Why-ING/benefits.htm 

The benefits of working with us at ING include:

• A salary tailored to your qualities and experience

• 24-27 vacation days depending on contract

• Pension scheme

• 13th month salary

• Individual Savings Contribution (BIS), 3.5% of your gross annual salary

• 8% Holiday payment

• Hybrid working to blend home working for focus and office working for collaboration and co-creation

• Personal growth and challenging work with endless possibilities

• An informal working environment with innovative colleagues

About us

With 60,000 employees and operations in approximately 40 countries, there is no shortage of opportunities for people with initiative who want to help people take a step ahead in life and in business. Do you want to work at the cutting edge of what’s possible and at the same time ensure you work with integrity and hold the customer’s interests at heart? Do you want to be surrounded by progressive, inspiring, diverse and supportive colleagues? Then there is no better place to invest your talents than at ING. Join us. Apply today.

Questions?

Contact the recruiter attached to the advertisement for more information. Want to apply directly? Please upload your CV and motivation letter by clicking the “Apply” button.

Please note, multiple interview steps involving various business stakeholders will be part of the selection process.