Integrated Risk : Analytics and Data expert

We offer a job where you really can make a difference and impact for our Customers. Lending is key in financing enterprises and consumers.

A job that provides you with lots of intellectual challenges that will boost your personal, professional, and career development.

The Team

Tribe Integrated Risk (IR) is an enthusiastic and diverse team of app 45 highly qualified professionals spread across different teams, responsible for managing regulatory and non-regulatory credit risk models, including ESG risks of ING Netherlands.

We are responsible for the end-to-end lifecycle of models covering the lending portfolios of all segments in the ING The Netherlands. book. We do this by developing and maintaining IRB, IFRS9, CDMs and EWS models compliant with internal and external policies. We are also responsible for the integration of ESG risks in the risk frameworks of ING Netherlands. We closely cooperate with our business stakeholders in order to contribute to better business while pro-actively managing the associated risks.

Use of data to identify, measure and mitigate risks is at the core of our business with the purpose to keep the bank safe and compliant. Ability to justify decisions based on underlying data and quantitative analysis.

Role & Responsibilities

• Setting and executing data strategies for the CRO domain with a primary focus on integrated risk solutions

• Setting clear goals and track execution and dependencies for data and analytics, with a special focus on the MORSE project

• For the MORSE project: Ensure integrated data solutions delivered on-specification and on-time

• Setting Quantitative and Qualitative requirement on DQ credit risk modelling data, focused on governance and control

• Gradually move the Integrated Risk and wider CRO-domain tribes to next-generation analytical platforms (e.g. SAS Viya 4.0)

• Interact with data stewards to steamline data sourcing strategies

• Actively contributing to a learning organization with goal oriented and flexible teams

• Interact with internal and external stakeholders (ECB, DNB, AFM)

• Clear ownership and accountability of managing the deliverables end-to-end. 

• Co-create and deliver on bank-wide strategy: Horizon ’28, ESG, modeling, data and risk frameworks

• Focus on value creation and sound risk management processes and governance

How to succeed

We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we’ll back you to develop into an even more awesome version of yourself.

You have experience dealing with business segments and products (Netherlands or international), in 1st or 2nd line roles and therefore have a thorough understanding of

• Consumer and Business lending processes, both at origination and in-life.

• Regulatory frameworks for capital and loan-loss-provisioning (IRB, IFRS9, BCBS239)

• Data management and data governance

• Model development and validation standards, both internal and external

• Change management and system migrations

You have at least 10 years of experience within Risk functions in the banking sector or in consulting, that include model developments and/model validation.

You have experience with direct interactions with Supervisory Senior Management.

You have a proven track-record of interations with supervisory authorities such as DNB, ECB, AFM or APG... You have performed analytical tasks in your previous role, and therefore able to:

• Strong leadership skills and good stakeholders management;

• Design and drive qualitative and quantitative analysis

• Conceptually understand Logical Data Models and data management processes

• Perform quantitative analysis

• Data Bases and acquainted with programming languages (SAS, Python, SQL, data integration and lineage solutions)

• You have experience with Credit Risk regulation, i.e. interpretation of the regulation, implementation of the regulation

• You can write and speak in English fluently (Dutch is an advantage)

• You have proven record of driving and implementing change

• You have project management experience (experience in Agile Way of Working is a plus)

• You have hunger for deep understanding and striving for impact

• You are stress resilient and able to prioritise and manage yourself effectively

• You constantly develop yourself professionally and you are passionate about Credit Risk related topics

Furthermore, you should adhere to the ING values and it is evident for you that your behaviour is fully aligned with these values. For more information, please visit

http://www.ing.jobs/Netherlands/Why-ING/This-is-ING-too/ING-Values.htm

About us 
With 60,000 employees and operations in approximately 40 countries, there is no shortage of opportunities for people with initiative who want to help people take a step ahead in life and in business. Do you want to work at the cutting edge of what’s possible and at the same time ensure you work with integrity and hold the customer’s interests at heart? Do you want to be surrounded by progressive, inspiring, diverse and supportive colleagues? Then there is no better place to invest your talents than at ING. Join us. Apply today.