Credit Risk - Business/Data Analyst

Business/Data Analyst for Credit Risk Model Data

Background on what ING is about:

ING Hubs Philippines (ING Hubs PH) is an international part of the ING organization delivering services to many Business Units across the world for both Wholesale Banking and Retail Banking activities. Working for ING Hubs PH means working with the most diverse workforce and where no challenge is the same.

At ING our purpose is to empower people to stay a step ahead in life and business. We believe that sustainable progress is driven by people with the imagination and determination to make a better future for themselves and those around them.

ING is changing what banking is. For you, that means plenty of opportunities for personal growth in a continuously evolving environment. If this is the environment you thrive in, then apply and join us in changing the future of banking!

Job Overview

We are looking for specialists / experts to join the Data Analytics (Chapter) team to support the processes of building risk models and management reports in the area of finance and risk. We combine knowledge of risk modeling and advanced data processing. We have extensive knowledge of the Bank's processes, which enables us to understand and interpret data for the purposes of modeling and reporting the phenomena accompanying these processes. We work in an international environment, we use English on a daily basis (written and spoken). Our work focuses on data analysis and preparing it for reporting and modeling.

Key Responsibilities

- preparing data for risk modeling
- data quality analysis
- taking part in tests of data sharing mechanisms
- analysis of internal and external regulations and preparation of functional documentation on this basis
- data analysis and preparation of reports

Key Capabilities/Experience

• Understanding of the credit process at the Bank,
• Experience in working with credit or market risk modeling (PD, LGD, EAD, IFRS9, IRB),
• Ability to analyze and understand the Bank's balance sheet,
• Experience in working with Agile / Scrum,
• Advanced analytical skills,
• Independent, creative and proactive way of thinking,
• Ability to question the status quo,
• Knowledge of techniques used in business analysis.

Minimum Qualifications

• You have experience in working in the area of financial or credit risk,
• You know SQL very well,
• You know how to program very well in SAS (4GL),
• You can interpret data on your own based on the collected information and assumptions
• You have an ability to clearly and succinctly express ideas, facts and opinions and express them fluently both in speaking and writing (also in English language),supported by appropriate tools.
• You know how to identify problems, analyzing key information and making connections, in order to find appropriate solutions
• You can complete tasks and achieves results in an efficient, timely and high-quality manner, with a focus on execution and delivery of targets and KPIs.