Credit Risk Portfolio Expert
Risk Management | Professional | Warszawa | REQ-10075924
We are looking for you, if you:
would like to support Wholesale Bank Data Collection Team with insight about data and credit risk methodologies,
would like to work with other Analysts from all over the world on understanding the data, IRB/IFRS9 models and portfolio specifics,
would like to define how the data process flow for Model Development / Model Monitoring / Model validation should look like,
would like to be involved in project related to Wholesale Banking Rating Systems model development and maintenance,
have min. 3 years of experience working in the area of financial risk or credit risk,
have experience with IRB and IFRS9 methodology or regulatory requirements,
have experience in analysis of internal and external regulations and preparation of functional documentation on this basis,
have experience in monitoring and analysis of the Wholesale Banking portfolios,
have ability of risk identification, knowledge of basic aspects/concepts of credit risk (NPL, forbearance etc.),
have experience working with SQL,
like defining problems, analyzing key information and making connections, in order to find appropriate solutions,
are good at establishing plans to determine tasks, priorities, and timelines and identifying the resources needed to achieve goals.
You will get extra points, if you:
have ability to conduct sector/financial analysis and knowledge of corporate finance,
have knowledge of the specificity of financial instruments (including derivatives such as SWAP, etc.)
have worked in Agile environment, and you know how to make it a real part of your job,
have experience working in a bank, financial institution or other institution regulated by the government,
have hands-on experience working in SAS environment (preferably SAS Enterprise Guide),
have hands-on experience in 4GL programming,
have hands-on experience working with Analytical Base Tables (ABTs).
Your responsibilities:
coordination of data delivery projects across Wholesale Bank portfolios,
analysis of model development and implementation documentation, providing requirements for other parties involved in data delivery process,
gathering portfolio knowledge, including cooperation with model owners and model development teams,
managing stakeholders and determining all dependencies related to data preparation process,
being main point of contact for data delivery projects for Wholesale Bank portfolios,
being point of contact for Analysts delivering risk data.
Information about squad:
As Wholesale Bank Portfolio Analyst you will be responsible for data and portfolio related topics in one of the squads in Wholesale Bank Model Data Team. The Risk Data Tribe is responsible for E2E data solutions for various IRB and IFRS9 projects, covering entire model life cycle needs. Being the main point of contact for data delivery projects for Wholesale Bank portfolios will allow you to deep dive into portfolio and model specifics across different Rating Systems in Wholesale Bank domain. You will closely cooperate with model owners and model development teams on various regulatory projects in credit risk area.
You will gain knowledge about data we collect in ING Group, analyze it and prepare prototypes of new data structures that will be used further in the process. We have expertise about Rating Systems, Wholesale Bank portfolios and stakeholder needs on different model lifecycle phase. As Wholesale Bank Portfolio Analyst you will have crucial role to play in delivering high quality data to other participants of risk processes (i.e. credit risk modelers, validators and many others).
We kindly inform you that we will get in touch only with the chosen candidates. If you agree for processing your data for future recruitment offers, we will keep the data for a year.
All information concerning the way we process personal data can be found here.
Do you have any questions?
If you have any questions about the details of this job offer, the form of employment or working at ING Hubs Poland, you can direct them to the e-mail address given below. We will certainly answer them!
Our benefits
Spread your wings with well thought out development plans.
Benefit from the knowledge of our experts during internal trainings or become a trainer yourself!
Develop the skills you care the most about, thanks to the high training budget.
Use internal and external learning platform (e.g. Udemy for Business).
Use the latest technologies and their capabilities in diverse projects.
Work on interesting and international projects that will enable you to meet people from all over the world.
Within your training budget, improve your language skills on a course tailored to your proficiency level.
Don't speak Polish? Take part in a free Polish language course.
Benefit from the support of certified coaches and mentors in achieving your professional goals and strengthening your potential.
Enjoy your additional days off that we offer to our employees (e.g. "Day for Wellbeing", voluntary day).
Take part in numerous activities supporting your wellbeing. Let's take care of your physical and mental health, and work-life balance together.
A healthy body, healthy mind! Find it out with our sports programmes.
Take care of yourself and your loved ones health with LUX MED private medical care.
Use the possibility to join group insurance, as well as BEST HELP insurance – insurance for the treatment of serious medical issues abroad.
Join the PPE programme and save additional money for your retirement.
Build relationships within the team and get to know the people you work with better during team integration meetings.
Share with us your feedback, both anonymous and direct. Use a dedicated tool adjusted to our needs that allows us to see and focus on the issues that matter most to our employees.
Do you ride a bike? So do we, that's why we provide everything you need - parking, a shower, and lockers.
Work on an employment contract.
Work in a hybrid mode. We like to meet in the office sometimes and drink coffee together. Plan your team’s work schedule with your manager and set dates suitable for you to come to the office.
Start your work between 7 and 9 AM, adjust it to yourself, not the other way around.
Feel comfortable in specially designed offices that helps teams to work more efficiently.
Use a company laptop and get an equivalent to buy a phone. We offer various laptop models, depending on the work you perform. After employment, you can also apply for an additional monitor for remote work.
Take a break in one of our chillout zones! Enjoy Xboxes, table tennis, billiards, table football, comfy chairs, etc.
Enjoy your annual bonus and allowance to the remuneration, along with extra awards based on the assessment of your work.
Do you know someone who you think would be a great fit for our company? You can get a cash bonus for each person you recommend if they are hired based on the contract of employment and go through the trial period positively.
Take advantage of the tax deduction in case of performing creative work.
Use a relocation subsidy or other support for your relocation.
Enjoy a gift for starting your job (Welcome Box), some national holidays, birth of a child (Baby Box) and more!
Every month you can count on subsidies for remote work, using public transport, meals in the office, and you can also benefit from our cafeteria platform.
Take advantage of discounts on studies, trainings and exams, language courses and a purchase of a new car.
