WCS Portfolio manager

Associate Working Capital Solutions / Portfolio management

Trade Structuring & Advisory II, GJA 16, Permanent Contract , Full-time, Brussels, Belgium – ING Internal only

About the position

You will be part of the portfolio management team within WCS.

You will find a stimulating professional environment within ING Wholesale Banking, in a growing business advising corporate clients on working capital finance transactions in an international environment. An opportunity to work in a complex and varied position, on a wide variety of clients within the wider global ING organisation

Your role and your work environment

Are you looking for…

• a stimulating professional environment within ING Wholesale Banking, in a growing business advising corporate clients in an international environment
• an opportunity to work in a complex and varied position, on a wide variety of transactions and with many different colleagues and clients internationally
• a unique balance between the excitement of being the key contact for existing clients and making sure the clients requests are properly aligned with the internal stakeholders like credit risk management as well as legal.
• a valuable experience in a dynamic and innovative team, which will broaden the career opportunities for a strong achiever

Are you also someone who is…

• a critical and rigorous mind, with strong analytical and written drafting skills
• able to synthesise and also to keep an eye for details
• hands-on, flexible, pro-active and stress resilient
• keen to learn and striving for intellectual challenges
• able to work autonomously and on several projects simultaneously
• a clear communicator, team player and client oriented

… then you could be our new WCS Portfolio manager

Your work environment at ING…

Within the global Trade Advisory & Structuring business line, Working Capital Solutions / Receivables Finance originates, structures and manages complex and high value added working capital financing solutions based on trade receivables and securitisation techniques. We are a global team serving corporate clients around the globe from Brussels. We work together with our dedicated Trade sales teams based in the Netherlands, Belgium, Germany, Italy, Spain, Poland, Romania, Singapore and recently also New York.

Your key responsibilities

You will report to the Head of WCS RF Portfolio management, and you will take end to end responsibility to manage and amend existing contracts for clients. This includes i) the credit risk work, ii) the legal documentation for which you will be in close contact with legal counsel and iii) the close contact with the settlement team

• as a portfolio manager, you will take end to end responsibility to deliver the client requests. This includes actual client meetings on premises or virtual.
• You will process credit requests and credit reviews.
• you will draft thorough financial analyses and credit application packages
• you will organise due diligences with external auditors and you will formulate recommendations
• you will work closely together with legal counsel on the required amendments on transactions

We look for

A colleague with a talent for taking it on and making it happen, enthusiasm for helping others to be successful and a knack for always being a step ahead. In other words, you strive to bring fresh ideas to life and embrace challenges in a fast changing and complex environment. You are a naturally collaborative person who listens and invests in the team to achieve common goals. You love to challenge the status quo and are eager to propose creative solutions to problems.

As WCS Portfolio manager you will also need:

• an academic background in economics, management, law or equivalent
• a relevant preliminary experience of 3 to 6 years in corporate credit risk analysis, acquired either in a credit risk department, or in a corporate lending environment
• A relevant preliminary experience in contracting
• excellent oral and written skills in English

We offer you

A clear purpose, a unique offer and a range of flexible compensation and other benefits:

• personal growth & challenging work with endless opportunities to realise your ambitions
• an informal, dynamic environment with innovative colleagues supporting your endeavours
• a progressive and agile way of working, where new ideas are valued ahead of convention

Furthermore, within the Working Capital Solutions department, you can count on a range of opportunities to invest in your personal and professional growth with:

• getting to understand trade solutions from a wider perspective
• partnering and learning from various fintechs operating within the trade space